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4400 Highway 20 East, Suite 312
Niceville, FL 32578

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Does motorcycle insurance cover vandalism and theft?

Florida has more choices when it comes to motorcycle insurance than many other states. However, one important requirement is that you do need to be able to show proof of financial responsibility if you are involved in an accident. Unfortunately, that minimal level of insurance will probably not protect you if you are the victim of theft or vandalism. Love Insurance Services can help make sure that your Niceville, FL motorcycle has all the protection you need.

Minimum Motorcycle Insurance In Florida

Florida requires liability insurance, meaning that you need to have enough coverage to meet the minimum requirements. If you are in a crash, your insurance will pay for the victim’s property damage and medical bills up to your policy limits. If you are over 21 and don’t wear a helmet, you will also need to carry insurance to cover your own potential medical bills.

Coverage For Theft And Vandalism

If you want protection from theft and vandalism, you will need to purchase comprehensive coverage. With comprehensive coverage, you will have protection from many kinds of events, such as fire, vandalism, theft, and accidents involving animals. Motorcycle collision coverage protects you if you have an accident with objects like fences or parked cars.

Besides these kinds of coverage, you can also get roadside assistance, coverage for your personal belongings, and protection for your passengers. We can help you design your own policy.  You can have protection against the kinds of hazards you may encounter without paying for coverage you don’t need.

We Are Here To Help

Protect your motorcycle in Niceville, FL. If you would like to discuss your current coverage, or if you just have any questions about Florida motorcycle insurance, please feel free to call Love Insurance Services today.

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