Niceville is a fantastic starting point for residents planning a weekend getaway to Tallahassee, a camping trip by the bay, or an extended vacation across state lines in their motorhome. While Florida requires proof of insurance for motorized RVs, also known as motorhomes, the state does not mandate insurance for non-motorized motorhomes, such as travel trailers. However, getting coverage for your fifth wheel or towable trailers is still worth considering. When you contact us at Love Insurance Services, we’ll explain the available options to help keep your non-motorized motorhome protected.

Types of Insurance for Non-Motorized Motorhomes

For liability concerns, the policy you have for the vehicle towing your motorhome typically provides coverage for injuries and damage to another vehicle if you are involved in an accident. Beyond this, owners have several options to add layers of protection to their travel trailers, safeguarding their investment.

Comprehensive insurance covers a variety of events when your motorhome is subjected to non-collision situations.

Collision insurance steps in when there is damage to your motorhome due to an accident involving another vehicle or an object, such as a fence.

Additionally, there is coverage for items inside your motorhome. If personal belongings, such as camping equipment, electronics, and clothing, are stolen or damaged, your insurance can cover the cost.

We’ll also inform you about other options, such as roadside assistance for trailers and towing vehicles, as well as coverage for transportation and temporary lodging if your motorhome becomes inoperable.

If your motorhome serves as your full-time residence, ask us about policies that protect it against incidents even when it is stationary.

Contact Us

As you can see, motorhome owners can protect their investment with the right insurance policy tailored to their individual needs. Be prepared for your next adventure by calling Love Insurance Services in Niceville today.