If your home insurance policy protects against water damage and mold growth, you may qualify for rehabilitation services that will restore your home after a water leak. Review some services that your policy may cover.
Home Inspection
A plumbing issue that leads to water pooling within your residence will require a professional inspection of the premises. The inspection may be covered by your policy. During an inspection, an inspector will take note of the severity of the damage. They will look for areas of concern that could be affected by mold growth if left untreated.
Safety Concerns and Repair Essentials
The home inspection will determine if there are any safety concerns that would require you to stay somewhere on a temporary basis. Your home insurance policy may cover the cost of alternate housing. The repair essentials will also be figured out during the inspection. Your home insurance policy may cover some or all of the materials that will be necessary to repair the water damage.
Mold Mitigation Steps
Your home insurance may also cover the cost of treating areas that are prone to mold growth. The surfaces that have been affected may need to be dried.
Special cleaning techniques may be necessary to restore affected items. Once the mitigation steps have been completed, a secondary assessment of the home may be needed.
Additional Support
If you would like to learn more about what your home insurance policy covers, contact one of our Love Insurance Services agents.
An agent in Niceville FL will help you determine if you have enough coverage to protect your residence against water damage and mold. If more coverage is needed, you can request that specific types of coverage are added to your policy.
